Abstract: Journal of Supply Chain Engineering and Logistics Optimization

Abstract:
P2P lending is an investment instrument with the highest asset growth compared to other financial technology. The problem is that it is not clear how the mechanism, services, and assessment of the implementation of sharia P2P lending by the Investree platform based on the perspective of DSN-MUI’s fatwa. This research is qualitative. Data were obtained from interviews, observations, and documentation. The results show that the role of Investree has the main task of being an intermediary between lenders and borrowers in the procurement of Islamic financing products, namely online seller financing, and invoice financing. Based on the review of DSN-MUI’s Fatwa No. 117/DSN-MUI/II/2018 that the contract scheme practiced by Investree’s sharia f inancing products fulfills the alignment of the provisions of the ijarah, mudharabah, qardh, and wakalah bil ujrah contracts. The conclusion is Investree has implemented the conformity of the contracts contained in DSN-MUI fatwa and accordance with the sharia scheme.